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Unlock technologies offers home equity agreements that allow you to receive cash for a portion of the future value of your property. An unlock agreement has no age requirements. A minimum hea amount of $15,000 is required on all transactions. Explore the unlock blog for expert insights on home equity, personal finance, and smart ways to use equity-like renovations, debt, or small business. With an unlock home equity agreement (hea), you receive a lump sum of cash today in exchange for a share of your home’ s future value. Learn more about who we are and what we offer. The cost of your hea is based on how much or how little your home appreciates during the length your hea term, which can last up to 10 years. In fact, there are no payments to us at all until you decide to sell your home or buy us out – up to 10 years later. Start an application privacy 2025 © unlock technologies, inc. The cash you receive from unlock is not a loan, so you pay no interest and make no monthly payments to unlock. Not registered with unlock ? Wondering how unlock works? See if you qualify today. Unlock offers an innovative financial product that – not surprisingly – unlocks a portion of your home equity. Depending on your circumstances an unlock agreement can yield more or less cash to you up front versus a reverse mortgage. With a typical reverse mortgage, you are required to pay off your existing mortgage at closing in order to qualify. A fintech company that helps you access funds without monthly payments or added debt. In most cases, unlock must be in no greater than 2nd lien position and the property must be clear of any liens deemed unacceptable by unlock in its discretion. What is unlock ? Discover how a home equity agreement lets you access cash from your equity—no monthly payments.